This is the first in a five part series giving an overview of the bankruptcy process from start to finish. This is just a general overview and it should be remembered that each case is different and has its own intricacies. Five Steps to Success – Part 1: Initiation and Consultation Take the Initiative You
Q&A: Should We File Bankruptcy Before Or After Divorce?
Many times, couples facing personal relationship problems are also struggling with financial stress within the marriage. This is a “chicken or the egg” issue, but according to Divorce.com, the number one reason couples get divorced is financial issues. There is a very strong relationship between financial stress and marital breakdown. From personal experience, I have
Q&A: Can Back Rent Be Included In Bankruptcy?
Food and shelter are perhaps the two most important necessities that we pay for. Air, another necessity, is free for now. It is arguable that paying for the family shelter is more important than food. Obtaining food through charitable avenues is much easier than finding healthy shelter for yourself and your family. With the current
How To Choose The Right Bankruptcy Lawyer
So you are in over your head and the bills are starting to pile up. You may have a lien on your bank account, your wages are being garnished or creditors simply won’t stop calling. Your car has been repossessed or you have been hit with a foreclosure. Whatever the case, you are fed up and
Q&A: Will Bankruptcy Ruin My Credit?
Here we have the most popular question posed by potential clients. No, there is no scientific data to back that up, however, it’s as true as the sky is blue. Without fail, almost every person I speak with asks, “Will bankruptcy ruin my credit?” If they don’t ask this exact question, it is some derivative
Your Fresh Start Is A Two Way Street
If They Can Do It, You Can Do It What do Abraham Lincoln, Henry Ford and Walt Disney have in common? Yes, they were motivated, driven, passionate individuals, each with their own vision. Without a doubt, these three individuals left their mark on the world we live in. However, the abolition of slavery, the affordable
Is Bankruptcy Wrong? Adjusting Your Moral Compass
If I had one dollar for every time a prospective client asked me: “Am I a bad person? Is this wrong?” …well, I would certainly be able to help many of those same people avoid the situation that they found themselves in. Ultimately, the question these people are asking themselves (and me) is whether filing